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Investor Relations

SMB finance is becoming digital. We are building the platform for it.

accuno connects receipts, banking, postings, reports, and collaboration in one controlled system. Our aim is a finance platform that grows with freelancers, SMBs, bookkeeping firms, and corporate groups.

accuno platform

One data flow instead of separate tools

Receipts & banking
Review & post
Tax & reports

One shared financial data model

Document, posting, payment, and report remain connected and traceable.

  • Operated in Germany
  • B2B SaaS
  • Human approval

Market dynamics

Regulation and technology are reshaping accounting at the same time.

Structured invoices, cloud software, and AI are moving finance from manual capture to connected data flows. These figures come from current primary sources and frame the market; they are not accuno company metrics.

3.5m

A broad German business base

Germany's business register counted this many active legal units in 2024. 84% had fewer than ten employees.

Destatis, reporting year 2024

3.1m

Businesses filing advance VAT returns

This many businesses filed advance VAT returns in 2024, up 0.2% from 2023. The statistic mainly covers businesses above the small-turnover and exemption thresholds.

Destatis, reporting year 2024

01/2025

E-invoicing is becoming the operating standard

Since 1 January 2025, domestic German businesses have had to ensure that they can receive structured e-invoices. Staged transition periods apply to issuing them.

German Finance Ministry, March 2026

52.7%

Cloud adoption has room to grow

Share of EU enterprises with at least ten employees purchasing paid cloud services in 2025, up 7.4 percentage points from 2023.

Eurostat, 2025 data

58.2%

Finance software is a core cloud use case

Among EU enterprises purchasing paid cloud services, 58.2% used cloud financial or accounting applications in 2025.

Eurostat, 2025 data

20.0%

AI is entering business workflows

Share of EU enterprises with at least ten employees using at least one AI technology in 2025, up 6.5 percentage points from 2024.

Eurostat, 2025 data

Investment thesis

Four reasons why we are building accuno now.

Structured data instead of PDF silos

E-invoicing creates a structured input channel. That opens the opportunity to connect downstream work from review to reporting without capturing the same data again.

Workflow depth in one suite

accuno covers more than one extraction step. Receipts, banking, open items, postings, tax, reports, and DATEV export work from the same data.

Recurring SaaS model

The public pricing model combines monthly plans, usage-based AI, and enterprise features. Additional seats and storage grow with actual demand.

Trust as a product requirement

Operation in Germany, role-based access, traceable postings, and transparent security limits address the needs of sensitive financial data from the outset.

Product

One system across the complete financial flow.

Value comes from the connected workflow: data is captured once, processed under control, and made useful for decisions. Every step stays reviewable.

Explore every feature
  1. 01

    Unify inbound data

    Uploads, email inboxes, e-invoices, and bank imports bring documents and payment data into one workspace.

  2. 02

    Prepare routine work

    AI extracts receipt data into a structured form and prepares account suggestions. People review and approve the result.

  3. 03

    Keep accounting consistent

    Postings, open items, assets, tax, and documents stay connected within a traceable client context.

  4. 04

    Turn data into decisions

    Management reports, profit and loss, balance sheet, liquidity, EÜR, and exports build on posted data without separate shadow records.

AI thesis

More capable AI makes the accounting platform more valuable, not obsolete.

Even highly capable agents require reliable data, safe tools, and controlled posting rules. accuno connects that infrastructure with targeted AI.

Agents need a system of record

Accounts, periods, permissions, and posting state remain authoritative system capabilities, even when AI operates the interface.

Control becomes a product layer

Automation must remain traceable, bounded, and correctable. Risk-based approvals focus people on material exceptions.

Inference must earn its place

Deterministic rules handle unambiguous steps cheaply and reproducibly. Powerful models are used where context and judgment create value.

Read the full analysis

Company focus

From a complete product to repeatable growth.

Our next steps follow a clear order: a dependable product foundation, controlled market entry, and then scalable distribution.

  1. 01

    Product foundation

    The central financial workflows are connected in one suite and can already be explored in a public demo.

  2. 02

    Market entry

    The launch focuses on German businesses and bookkeeping teams whose daily workflows can directly sharpen the product.

  3. 03

    Scale

    Standardized onboarding, multi-client support, and a shared organization and billing layer provide the technical foundation for growth.

Transparency

Verifiable facts in public. Company details in a direct conversation.

We publish only statements visitors can verify themselves. Current company metrics and financing details belong in a confidential conversation with the context they require.

Available publicly

Product scope, pricing, security status, legal details, and the market sources used here are linked directly from accuno.de.

In an investor meeting

We discuss strategy, current metrics, financing status, and supporting material confidentially on request and with a current data cut.

Contact

Do you invest in European B2B software or fintech?

We would be glad to discuss the market, product strategy, and accuno's current position. Your request is routed directly to the investor category.

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