Feature · Bank import
Match payments without hunting for invoices.
Upload your bank statement as a file. accuno suggests matching open invoices; you review and confirm the allocation.
An everyday example
From a bank statement to the matching invoice
Your statement shows a payment of €119. The supplier invoice has already been posted and is still open. You want to allocate the payment without recording the same expense twice.
Import your statement
Download the statement from your bank as CAMT.053, MT940 or CSV. For CSV files, map the columns used by your bank. The individual transactions are then available for reconciliation.
Review the proposed match
accuno considers details including the amount, invoice number and business partner. Check whether the suggested invoice really belongs to this payment. A similar amount alone does not prove a match.
Allocate or add a missing entry
Confirm the correct match. If an entry is missing, add it through the entry form in Banking. Review partial payments or allocations to multiple open items before confirming them.
Work through the statement alongside your existing accounting. Clear matches can be confirmed together; unresolved transactions remain visible for individual follow-up.
What it does
Import bank statement files
accuno supports CAMT.053, MT940, and flexibly configured CSV files. Your bank determines which format is available.
Matching open invoices first
Invoice number, amount, partner data, and timing contribute to the ranking, including partial payments, discounts, and several open items per bank movement.
Confirm individually or together
A ranked list brings the most likely assignments to the top; confirm them individually or in a group.
Foreign currency accounts too
EUR plus foreign currency per tenant. FX valuation is done at the balance-sheet date; the chosen rate is auditable.
Bank-to-bank transfers
Assign transfers between your own accounts deliberately and record the corresponding counter-posting traceably.
Small tools that make everyday work easier
For the steps you repeat throughout the working day.
- Add a missing entry in Banking
- Record a missing transaction through the entry form in Banking, then continue reconciling your payments.
- Post reviewed allocations together
- Queue several allocations and process them in a batch. Unresolved transactions remain visible for follow-up.
- Reuse your CSV mapping
- Save an import profile for your bank’s file format so you do not have to map the columns again for the next statement.
Typical scenarios
Freelancers
Upload a bank export, see the best matching open items first, and assign the remainder deliberately.
SMB with heavy banking activity
Spend less time searching: complete references and master data move the most relevant open items to the top.
Bookkeeping firm
A separate banking workflow per client. Multi-currency accounts and FX valuations run per client, kept separate.
Practical guide
Automating bank reconciliation without losing control
Automated bank reconciliation should rank plausible matches while exposing differences. Partial payments, discounts, fees, and batch payments need explicit remainder and posting logic rather than a forced full match.
Read the guide →Works with
AI receipt extraction
Posted invoices create open items. accuno suggests matching bank payments for allocation.
More →
Reports
Bank data flows directly into the cash-flow report.
More →
DATEV export
Banking postings are part of the DATEV posting batch.
More →
Open items
Banking ranks matching open items for your confirmation.
More →
Frequently asked questions
Which banks are supported?
accuno processes CAMT.053, MT940, and configurable CSV exports. Check which of these formats your online banking provides.
Is there a PSD2 API connection instead of file import?
Bank statements are currently transferred by file import. A PSD2 API connection is not part of the product today.
How exactly does OPOS matching work?
Invoice number, amount, partner data, and timing contribute to the ranking. The list supports partial payments, discounts, and multiple open items per bank movement.
Can I manage multiple bank accounts simultaneously?
Yes. Keep several bank accounts, including different currencies, separate per client and assign transfers between your own accounts deliberately.